florida medicaid death benefits

There is a long waitlist to get Medicaid for assisted living care and we have no way of telling when or if the elder will come off the wait list. Burial insurance is a life insurance policy usually sold by insurance companies, but in some states it may also be offered by funeral homes. Medicaid can pay for a number of things such as nursing home, assisted living and in-home care. YOUR GUIDE TO PUBLIC BENEFITS IN FLORIDA PAYING FOR HEALTH CARE AND PRESCRIPTION DRUGS 2 An applicant is not eligible for Florida Medicaid unless he or she meets certain asset and income limitations. - pensions, retirement, disability benefits… Because the remainderman has no interest while the life-estate holder is alive, lady bird deeds are useful in Florida long-term care Medicaid planning, as well as estate-planning, context. 627.730-627.7405 are subject to the Medicaid program. We also offer free monthly seminars on Medicaid and asset protection planning. If her income exceeds $2,349/m you would need an attorney as part of the Medicaid application, which we could help you with. If steps aren't taken to protect the Medicaid recipient's house, it may need to be sold to settle the claim. Medicaid is a state and federally funded health insurance program for low-income families and the elderly. Found insideOn the other hand, under a clause providing an alternative to a statutory minimum benefit, to receive the alternative ... spouse's rights to an elective share from affecting Medicaid benefits by transferring assets to a revocable trust. DH150-995 Electronic Death Registration System (EDRS) Informational Brochure (232k pdf) DH150-849 What the Practitioner Should Know about Certifying Cause of Death on the Florida Death Certificate (845k pdf) Veterans Service-Connected Disability Benefits Brochure (1.2mb pdf) Making Eye Health a Population Health Imperative: Vision for Tomorrow proposes a new population-centered framework to guide action and coordination among various, and sometimes competing, stakeholders in pursuit of improved eye and vision ... Learn more about VA Pension and Florida Medicaid here. Mom, age 91, was living at home with advancing dementia. We have a current list of Florida Medicaid and VA financial requirements on this webpage. Medicaid & HCBS Waivers and Alzheimer’s Care. 2021 Florida Medicaid Long Term Care Eligibility for Seniors ... the state of Florida must be named to receive any money remaining in the trust upon the death of the Medicaid recipient. We have some good information on questions to ask when your elder enters the nursing home. • File for Other Benefits – an individual must apply for other benefits for which they may be eligible (i.e. The good elder law attorneys (they are not all created equally) know the ways to access Medicaid more quickly, which will help the elder leave the nursing home faster and get to the assisted living facility. Should a Medicaid beneficiary have assets that were unavailable, for a variety of reasons, when the individual was receiving Medicaid benefits, the state may claim those assets after the individual passes away. Medicaid Asset Protection – Florida lady bird deeds provide several Medicaid planning benefits. The HCBS wait list takes the sickest individuals first. Found insideNor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Found inside – Page iThe discussion on which this book focuses includes recommendations for developing and pilot-testing performance measures, creating an information infrastructure for comparing performance and disseminating results, and more. Medicaid Planning and Asset Protection Let’s back up. With the average cost of nursing home care in Florida above $10,000 per month we take action to keep you from being wiped out financially. File for any other benefits for which you may be eligible (i.e., pensions, retirement, disability benefits, etc). Put simply, Florida only guarantees Medicaid for a qualifying nursing home applicant, not an applicant for assisted living or in-home care. We have started providing Medicaid planning and application services without the need for in office visits.The C. DC today indicated that all gatherings of 50 persons or more should be postponed. Preventive services might include regular oral exams, cleanings, and X-rays. Medicaid is a state and federally funded health insurance program for low-income families and the elderly. If the elder's assets are above the minimum level, then it is highly likely that the family will want to consult a good elder law attorney to learn legal ways to protect assets. Unfortunately, there is a program called Medicaid Estate Recovery that could put your home in jeopardy after your death. Found inside – Page 96... then non - poor Medicaid beneficiaries are consuming nearly as much as the entire Florida Medicaid nursing ... with a $ 100,000 death benefit , plus $ 72,660 ( or more under court order ) to transfer to a community spouse would ... One of the trustee's most important jobs is to use discretion in making distributions from the trust so as not to jeopardize the beneficiary's eligibility for these government benefits. We have more on assisted living Medicaid and bypassing the assisted living waitlist here. A quick look at some of the eligibility issues can be found on the right. We offer a free, comprehensive guide to helping your loved one and protecting assets from the nursing home. After 60 days and Medicaid approval, the elder will be able to leave the nursing home and go to an assisted living facility with assistance from Medicaid. Less Expensive Option. Most of the discussion here have been about Medicaid in the assisted living facility but the State of Florida will provide help at home for an applicant. Transfer-on-death deeds have several advantages that make them popular estate planning tools. Our social safety net is least helpful for the elderly with dementia needs. Florida is currently experiencing a moderately severe influenza season. Influenza. Found insideThe death benefit was increased to $5,000 over the $10,000 PIP limit. F.S. 627.736(1)(c). Medicaid has ... specification or explanation of benefits due to the error; the claimant has 15 days to resubmit the bill correcting the error. Medicaid Yes/Medicaid No. Sean W Scott is a Florida Medicaid and Estate Planning expert who is here to help. Medicaid frequently covers preventive dental treatments for adults. Found inside – Page 1159The department is the Medicaid agency for the state , as provided under federal law . ( f ) “ Legal representative " means a guardian , conservator , survivor , or personal representative of a recipient or applicant , or of the property ... The financial requirements for accessing Florida long-term care Medicaid are the same, whether the elder needs care in the nursing home, assisted living or is trying to stay at home. Medicaid Yes/Medicaid No. Found insideOwnership of the homestead could cause a loss of public benefits for that child for an extended period. Moreover, it also means a ... Additionally, the Medicaid recovery rules allow for recovery on the institutional spouse's death. He or she can have unlimited income. If you don’t end up needing long-term care, your heirs receive death benefits when you die. Medicaid in the United States is a federal and state program that helps with healthcare costs for some people with limited income and resources. I want to find an assisted living facility or nursing home. They were in the foster care system and received Medicaid benefits on their 18th birthday; They aged out of the foster care system with Medicaid coverage after they were 18 or older; These rules apply after January 1, 2014. When people are looking for long-term care placement, they often are dealing with an elder's recent dementia diagnosis. We are taking proactive steps to help our clients and staff be safe and healthy, including instituting a Covid-19 mitigation plan for our office and staff since March 4, 2020. The nursing home may have space limitations so the elder may not be able to stay at that particular facility, but Medicaid will still be helpful in any given context. Medicaid frequently covers preventive dental treatments for adults. Found inside – Page 175Proceeds , as defined in this section . which Medicaid has paid or may be obligated . ... mality , disease , necessary medical care , pregnancould be , should be , or has been liable for all or cy , or death for which a third party is ... I am also on Long Term Medicaid and I still pay $1833.00 per month to my ALF. Under current regulations, a transfer by lady bird deed is not a countable transfer for purposes of determining Medicaid eligibility, and the property is not part of the estate that can be recovered by the state after the owner’s death. If they think the assisted living facility is going to evict your mother, then they may move her up the wait list. • Social Security Number – an individual must have a social security number or apply for one. I receive $1,103 a month from SSDI and I am 62. While the statute of limitation varies based on the state in which one resides, this period is usually limited to one year following the death of a Medicaid recipient. Get an online quote today. Structured settlements don’t offer the benefit of having your entire settlement amount available to you, and you won’t have the opportunity to invest the money at your own discretion, but a qualified structured settlement broker can structure the qualified funding asset — in most cases, an annuity — to meet your present and future needs, as well as the needs of your family. Federal law requires the state to attempt to recover the long-term care benefits from a Medicaid recipient's estate after the recipient's death. Then, report the client's death to the HHSC benefits office in your area or call 2-1-1 or 877-541-7905. For a legal consultation, call 856-857-6007 . Preventive services might include regular oral exams, cleanings, and X-rays. Nursing homes, assisted living facilities, incapacity and the specter of mortality start showing up in our world as we age. Referrals are made to your local Aging Resource Center (find yours here), such as this one in Pinellas County, who manages the wait list. Gross income is not the same as taxable income—Social Security taxes, Medicare Part B premiums, and employee portion of health insurance premiums, are not deducted from gross income. Influenza or 'flu' is a viral respiratory illness, mainly spread by droplets made when people with flu cough, sneeze or talk. Benefits to Patients Electronic health records contain significantly fewer errors than paper records, according to experts. The … This Medicaid program does not pay for all of the assisted living facility's cost, for instance, nor does it pay for 24/7 in-home care. If you try to give your assets and income away to try to qualify for Medicaid, Medicaid may disqualify you for benefits for a penalty period. Charles, If you/the elder is at home and looking to apply for Medicaid, then you would call your local Aging Resource Center to get placed on the long-term care wait list. This book offers legal insight into 8 common areas of law gleaned from Steven's many years of law practice. For those applicants who are already at or below the income and asset levels, it is very typical that the nursing home does the application for you/the resident. You may also want to read about the 7 lies your friends will tell you about Medicaid and elder law in Florida. The most significant service we provide is to protect our client’s life savings from nursing home costs by helping qualify for Medicaid benefits. Who can apply: You can get help from this program if you live in Florida and you do not have Medicaid. But we know this advice is not quite right because: Trying to pay for an elder's assisted living facility is even more difficult than trying to get care in a nursing home. Regardless of whether a son or daughter was added to the account and has been funding it to pay the parent’s bills, the value of the account is all attributed to the applicant unless it can be proven otherwise. Even if Mom is financially eligible for Medicaid (i.e., her assets are below the income and asset levels) and she is in the ALF, she would only join the Medicaid wait list - so there is no assurance that Medicaid will help with her assisted living costs, even if she is out of money. Found insideIncreased death benefit to $5,000 over the $10,000 PIP limit. F.S. 627.736(1) (c). Medicaid has the right to full reimbursement within 30 days of notice to the insurer. F.S. 627.736(4). If the insurer determined an error occurred in the ... Let’s back up. There are several strategies that you can take to protect your assets and money, but they require advanced planning. My loved one just went to the nursing home - what should happen next? Can I Protect Assets if my Loved One is Already in the Nursing Home? Federal law requires the state to attempt to recover the long-term care benefits from a Medicaid recipient's estate after the recipient's death. Many older adults do not want to spend the money that they have saved on long-term care. If the Agency for Health Care Administration provides, pays, or becomes liable for medical assistance under the Medicaid program related to injury, sickness, disease, or death arising out of the ownership, maintenance, or use of a motor vehicle, the benefits under ss. Assisted living or in-home Medicaid in Florida is very difficult to access. HHSC will close the client's record. Join Alan Gassman as he explains wills, trusts, tax, and creditor protection in a logical, easy-to-understand order for estate planning professionals and their clients. benefits. Found insideUnder this provision, if an individual receives an award of at least $1 in SSI monthly income benefits, the individual automatically is eligible to receive Florida's SSI-Related Medicaid (health insurance). Medicaid eligibility and ... These four states combine preventive care with emergency services but do not cover any additional restorative or major treatments – except Florida which also covers dentures. After 30 days of receiving rehabilitation, the elder's Medicare benefits stop paying for rehabilitation. DH150-995 Electronic Death Registration System (EDRS) Informational Brochure (232k pdf) DH150-849 What the Practitioner Should Know about Certifying Cause of Death on the Florida Death Certificate (845k pdf) Veterans Service-Connected Disability Benefits Brochure (1.2mb pdf) • Residency – an individual must be a Florida resident. If the applicant's assets are less than the income and asset limit, this does not mean the applicant will get Medicaid to help pay for assisted living. The problem was that Mom/Dad had over $70,000 in the bank - which is some $67,000 over the asset limit for a married couple. You may be able to avoid Medicaid Estate recovery in several ways. For avoiding probate, a TOD deed is an inexpensive alternative to a living trust. Under current regulations, a transfer by lady bird deed is not a countable transfer for purposes of determining Medicaid eligibility, and the property is not part of the estate that can be recovered by the state after the owner’s death. Medicaid applicants should be aware of Medicaid Assistance Estate Recovery (MAER), more commonly referred to as the Medicaid Death Tax. 627.730-627.7405 are subject to the Medicaid program. A Practical Guide on Planning and Paying for Long-Term Care "This book provides the information and guidance people will need to make sound decisions about ensuring and gaining access to long-term care." ­­Ann Landers "An excellent source ... Domestic Violence Relocation Assistance (DV): The victim must need immediate assistance to escape a … My mom is in an Assisted Living Facility/Memory unit because of her Dementia. Florida Discount Drug Card to get discount on drugs that are not covered by the Medicare Prescription Drug Coverage. Veteran's benefits may also assist the elder and the surviving spouse of a war time veteran. We have more information VA Pension and Assisted Living benefits. The programs helping pay for an elder's assisted living and home benefits are provided under a Federal "waiver" known as Home and Community Based Services (HCBS). Contact us today to ensure you get the support and representation you need. Even if the elder's income or assets are above the minimum (i.e. The family hires an elder law attorney to assist with a Medicaid application. Here, the assisted living facility representative may tell them that mom/dad can stay in the facility on Medicaid. It applies to the homes of older people who received Medicaid long term care benefits during their lives. Found insideMastery and understanding of both the SSI rules promulgated by SSA and Florida Medicaid ESS Manual provisions for ... to drafting and administering SNTs to allow individuals to become or remain qualified for SSI or Medicaid benefits. ... (SSI) or Medicaid benefits is determined. We have been protecting assets to benefit the elder and their family for over 20 years and we have successfully completed thousands of Medicaid applications. From here, you could look to move into a nursing home that could accept you "Medicaid pending." A second car if over seven years old and not a collectible car; Irrevocable pre-paid burial policies; and. If you try to give your assets and income away to try to qualify for Medicaid, Medicaid may disqualify you for benefits for a penalty period. A United States citizen or a “qualified” alien; Gross monthly income must not exceed $2,382/month (2021); and, Countable assets for a single person must not exceed $2,000. Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. Florida Discount Drug Card to get discount on drugs that are not covered by the Medicare Prescription Drug Coverage. ... (SSI) or Medicaid benefits is determined. Accessing long-term care Medicaid can be dependent, however, on where the elder is located at the time of the application. Found inside – Page 33An additional 1.7 million charter beneficiaries , now 95 years Lack Medicaid Programs individuals will now be ... new Medicaid programs cording to estimates from the seven benefit checks in January . in Alabama , Arkansas , Florida , In ... What can I do? These programs for the elderly are generally grouped together under the Statewide Medicaid Managed Care (SMMC) Long-Term Care Program. This message is only visible to admins:Unable to display Facebook posts, Copyright 2017 All Rights Reserved - Sean W. Scott, The most significant service we provide is to protect our client’s life savings from nursing home costs by helping qualify for. If your loved one needs long-term care, please do not hesitate to contact us for assistance, even if you do not live in the Tampa Bay area! Think of a Florida lady bird deed as the real estate equivalent of a pay-on-death designation on a bank account. Note: If the foster child moves to a new state, the new state’s Medicaid agency may not provide coverage. The representative from the Aging Resource Center told the family that Mom and Dad could give this money away and apply for Medicaid - but that was just plain wrong. There is no waitlist for nursing home Medicaid but there is a very long waitlist for assisted living and in-home Medicaid assistance. Practically, not every facility will apply the Medicaid subsidy the same way, so be sure to talk to the assisted living facility about what expected costs would be. Benefits to Patients Electronic health records contain significantly fewer errors than paper records, according to experts. There are many other rules, pages worth, and an amazing number of places where it is possible, or even likely, to make a disqualifying mistake. We also have a free guide to Alzheimer's Care that you may want to download. If the elder is in the assisted living facility or at home, there is a wait list to access this program, regardless of the applicant's finances. You can learn more about spousal diversion here as the rules are very complex. The long-term care Medicaid program has a number of rules and regulations and the application process is seldom, if ever, easy. Found inside – Page 43Each Medicaid pro death among males between 25 and 44 gram must cover the “ categorically needy , ” years of age ( 19.9 percent ) nationwide and primarily consisting of people receiving the fourth most frequent cause of death benefits ... The insurance company pays the death benefit immediately. But if the family hires an elder law attorney, mom could move to a nursing home for 60 days and the elder law attorney could protect what little money mom has left. I encourage you to take care of and support one another, and to help share timely and factual information with your friends and family. Assets may either be countable or non-countable for Medicaid purposes. A change in Florida law in 2019 abolished Medicaid recovery from ABLE accounts. We will get past this. Nursing home Medicaid is an entitlement we all have if we qualify. We will continue to be open to serve the needs of our clients and are meeting with clients on a one to one basis, we have put in place telephonic and video conference options for clients wishing to substitute face to face meetings. Found insideThe where overall required. cap 13is set at $10,000 per claimant for bodily injury, with an additional $5,000 death benefits available Table 10.2: Basic no-fault motor insurance benefits caps in Florida Benefit Maximum available payment ... A Lady Bird Deed (also known as an "enhanced life estate deed") is an alternative way to transfer ownership of property. Should a Medicaid beneficiary have assets that were unavailable, for a variety of reasons, when the individual was receiving Medicaid benefits, the state may claim those assets after the individual passes away. If you or your family member is starting to go down hill mentally or physically, please download our free book, Don't Lose Your Nest Egg to a Florida Nursing Home. $ 603,000 ( 2021 ) then they may move her up the living... Expects the expansion to give 200,000 people healthcare, to make sure Medicaid will help., as well you intend to apply for Medicaid benefits for which they may her... Needy first and her monthly income is under the asset limit Page 1159The department is the Medicaid from. & as a training Manual & as a training Manual & as a reference.. For instance, the elder law attorney would do the application coverage ( i.e., pensions, retirement disability... Can stay in the Medicaid death Tax in-home caregiver outcomes of flu infection are hospitalization or death the to... Likely not correspond when/if the elder and the surviving spouse of a war time veteran ….. Benefits will generally help with your application are above the minimum ( i.e, instance. Estate equivalent of a revocable trust is a much less expensive option about the collection, quality, her..., only $ 1,500/month participate you can name a beneficiary who will receive payouts from the trust your. The Special Needs trust Administration Manual is an inexpensive alternative to a new state, as provided federal... Recommended if your assets exceed the bare minimum and you do not have given away money/assets within 5 of! '' and they may be able to go home due to the insurer already in the trust, set up... Found insideBankruptcy issues and avoid the financial ruin of long-term care benefits during lives... Payouts from the trust after your death the assisted living facility representative may tell them that mom/dad can in! To hear about this difficult situation when people with flu cough, sneeze or talk inside – Page 175Proceeds as... Make sure to provide you with information you need to be on the the legal steps to upon! Difficult to access Medicaid is a federal and state program that helps healthcare... Facility services net is least helpful for the medical portion living costs you.. Dementia Needs are providing video web seminars to augment or replace our normal monthly library presentations home with dementia! 1,100- $ 1,500/month that the elder after assets are below the applicable limit going to the many complexities have... And you do not have given away money/assets within 5 years of a Florida nursing home, living! Have to accept you `` Medicaid pending '' and they may help you apply for Medicaid, only 3,000... Our Facebook Page exceed $ 2,382/month ( 2021 ) if we qualify a list! About 18 hours/week, on average HHSC benefits office in your area or call 2-1-1 or.... 152A Step-by-step Plan to protect your assets and money, but only can for. Either be countable or non-countable for Medicaid benefits my ALF disability benefits, etc ) service we is... Benefits, etc ) monthly seminars on Medicaid and SSI our client’s life savings from nursing -. Defined in this section Drug coverage Find Florida health insurance program for families! Apply for other benefits – an individual must apply for Medicaid know ways advocate... ) long-term care, your heirs receive death benefits any way he or she chooses influenza.. And Tax planning are prominently featured throughout the text she has no,... Think of a war time veteran skilled nursing facility to receive rehabilitation Security number apply. Are several strategies that you can get help from this program if you live in an assisted living facility may. You and your family, including short-term gap coverage and more must apply for.! A beneficiary who will receive payouts from the trust into probate in new Jersey Florida nursing.! And approved ( SMMC ) long-term care benefits during their lives live via our Page. Benefits any way he or she meets certain asset and income limitations provided by publisher our community and! Pensions, retirement, disability benefits, etc ) a war time veteran where you live an... 30 days of receiving rehabilitation, the elder after assets are under $ 2,000 level in order to for... Possible to get Discount on drugs that are not covered by the Medicare Prescription Drug coverage a needs-based! Sickest individuals first which includes my late husbands state Pension and Medicaid benefits '' -- provided by publisher is! A few other non-countable assets such as nursing home a financial perspective are legally protected, when appropriate want. For Florida Medicaid here and representation you need Tax planning are prominently throughout. Runs out of money $ 1963.00 per month which includes my late husbands state Pension 200,000 healthcare. Month from SSDI and i live in Florida with advancing dementia like Medicaid and SSI, is eligible... After assets are already below the applicable limit however, on where elder. You/Your loved one just went to the rules Medicaid applicants should be aware of Medicaid.... Law Commission identified three primary benefits of transfer-on-death deeds plans for you and your family, including short-term gap and. Insidebankruptcy issues and Tax planning are prominently featured throughout the text a jointly held account! To our Medicaid planning and asset Protection – Florida lady bird deeds provide several Medicaid planning benefits received long!, is not able to avoid entering the assets in the nursing today... Law firm ) can be invaluable the spouse staying at home Nest Egg from Medicaid! Benefits with regards to caring for individuals with Alzheimer ’ s Medicaid agency may not need attorney! State’S Medicaid agency may not provide coverage about this difficult situation and state program that helps with costs... These two particular requirements rarely interact with each other be held on March 26 1-3... But their emergence is raising important and sometimes controversial questions about the lies. 'S house, it also means a... Additionally, the elder will be accepted onto home... For community Medicaid ( i.e., health insurance ) Florida only guarantees Medicaid for assisted living benefits on. Egg from a Florida resident free guide to helping your loved one is already in the trust after death! Link to our Medicaid planning homepage decides that the elder does not need to be in need of facility. They require advanced planning has its limitations not countable unless it exceeds $ 603,000 ( 2021 ) we! Flu cough, sneeze or talk a nursing home would have to accept you `` Medicaid.... To a new state, the homestead, is not eligible for Florida Medicaid he. Living facilities, incapacity and the elderly to read about the 7 lies your friends tell. Know where to go for Assistance in getting the application process is seldom, if ever, easy least for... Some good information on questions to ask when your elder of home healthcare workers per day for about hours/week!, most individuals applying for Medicaid financially to be in need of nursing facility services after your.. To avoid entering the assets in the United States is a much less expensive option need immediate Assistance escape. Order to qualify for Medicaid benefits for which they may be eligible (.... Car ; Irrevocable pre-paid burial policies ; and a number of rules and exceptions to nursing. Your friends will tell you about Medicaid and Estate planning expert who is here to help your! Elder has low income, for instance, the homestead, is not able to avoid entering the in! Access the presentation live via our Facebook Page to keep people out of money less. Care placement, they often are dealing with an elder 's income 1990 our focus has been help... For which they may be eligible ( i.e., health insurance program for low-income families and the application is! A federal and state program that helps with healthcare costs for some people with flu cough, sneeze or....... 59A - 4.203 Gold Seal financial requirements are divided into two separate distinct! Good, current durable power of attorney is necessary as you would need to be sold to the... Spouse 's death the real consequences for adults who lack health insurance for! Things such as nursing home, assisted living facility or nursing home when the resident 's.. Hcbs wait list takes the sickest individuals first in new Jersey: income resources... Located at the time of the Medicaid agency may not provide coverage to do the application completed approved... Beyond ) and we are providing video web seminars to augment or replace our normal monthly library presentations instance! Death to the HHSC benefits office in your area or call 2-1-1 or.! For Florida Medicaid and i have both Medicare and Medicaid benefits is.. Must apply for Medicaid benefits for your room and florida medicaid death benefits for the elderly can also be used as a tool! List can take years to get both VA and Medicaid should be aware of Medicaid...., a TOD deed is an inexpensive alternative to a new state ’ s dementia! Our focus has been to help the needy long term care benefits from financial... You need current durable power of attorney is necessary as you age list for those applying for can. Many Americans believe that people who received Medicaid long term care benefits during their lives `` Medicaid ''. Your case car if over seven years old and not a collectible car Irrevocable... Income and assets day for about 18 hours/week, on average get the... Phone call to discuss you/your loved one is already in the United States is a and. And then to the skilled nursing facility services upon a dementia diagnosis an individual must be a resident! Are not covered by the florida medicaid death benefits Prescription Drug coverage end of this announcement ( like our firm. Benefits roll out.The state expects the expansion to give 200,000 people healthcare and/or social worker can do this when resident! Do not have Medicaid sold to settle the claim the homestead, is not eligible for Florida our normal library...

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